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A Premier Toronto Law Firm serving all of Canada and International clients since 1996
Fernandes Hearn LLP law firm logo with stylized F and H letters.  

Insurance Law

Image of pen with and Insurance policy in text to symbolize our involvement with insurance law.Our lawyers provide advice to insurers, brokers and insureds on insurance matters and risks. We have extensive experience in policy product creation and drafting, in loss prevention and risk management, in review of contracts, and representation in litigation matters before boards, tribunals and courts.

We have experience in the following areas in drafting, coverage, claims handling and defence:

  • Aviation Hull and Liability
  • Boiler & Machinery
  • Brokers Errors & Omissions
  • Brokers Regulatory Compliance
  • Cargo Insurance
  • Charterer’s Legal Liability
  • Commercial Trucking
  • Contractors Insurance
  • Construction Insurance
  • Comprehensive General Liability
  • Cyber Insurance and Terrorism Cover
  • Directors & Officers
  • Double Insurance
  • Equitable Contribution
  • Excess Insurance, Umbrella and Reinsurance
  • Fracking Claims
  • Gaps in Insurance
  • Jewellers Block
  • Liquor Liability Coverage and Defence
  • Marina Operators Legal Liability
  • Marine Insurance (Hull, Cargo, P & I)
  • Over-Insurance
  • Policy Drafting
  • Pollution


A proud Canadian law firm specializing in Insurance law.